Why property investing?
In a nutshell, it is a great way to change your life and boost your income
If you think being a property investor is only for already wealthy, successful entrepreneurs … there’s news for you. You’re wrong.
Residential UK property is readily accessible to anyone – from all walks of life and what makes Asset Academy so special is that we are a huge community of ordinary people. People that were once stuck in a life where they could only see one future – and that was working every hour they could to maintain their lifestyle. Getting stressed, having little spare time and hoping for a lottery win to change all that. Our members range from ex office workers, single parents, empty nesters, students, market traders, farmers..you name it, we’ve got them all. And this diverse bunch of people all have one thing in common – they’ve recognised the power of property to springboard them to a better financial future.
Reasons why property investing is so popular
The UK has a big problem with pension funding. People are living longer in retirement and the government can’t afford to support them. At the same time fewer school leavers are working and contributing to the State Pension pot. Employer pension schemes are expensive with many companies unable to afford to pay contributions on behalf of their employees – and thanks to lower stock market performance, the value of pension pots may be lower than hoped.
This all boils down to the fact that we have to make our own provision for income in retirement – or continue to work until very late in life.
Property provides the means to generate an income 24/7. Thanks to market forces at work (rather than you), the value of property increases over time, creating wealth for you. And building yourself a portfolio of properties that provide cashflow means you can earn from your investments every month. We’ll teach you all about cashflow and how to balance this with wealth generation over the long term.
So many members of the Asset Academy started investing in property as a means to escape the rat race. For some this is about owning a few buy to lets that generate enough income for them to quit the day job – but for others it’s about becoming a property professional with a stable business. If you want to swap the 9-5 for a rewarding career where you choose your own hours, then we’re here to make that happen.
Having financial freedom means you have time freedom too. Time to spend time with family and friends, pursuing hobbies, volunteering or putting your efforts to other worthwhile projects. Property investing can be great fun too. You can be as hands on and creative as you want to be and there’s something very rewarding about creating wonderful homes.
Why Property as an Asset Class?
It's a steady Eddy
Property will always rise in value over the long term. Did you know that average house prices have fallen just four times in the past 50 years? Forget year on year fluctuations, as property investors we are in it for the long term and compared to other forms of investment, property has stable growth.
It has many uses
Let’s be honest, you can’t live or work in a share portfolio or bitcoin account can you? One of the reasons why property will rise in value over the longer term is that there will always be a demand for it.We all need somewhere to live and the UK is unique given that we are an island where demand continues to outweigh supply.
It can be purchased 'below market value'
Unlike other assets which can be openly traded by people who have all the market information at their fingertips, property is usually a transaction between just two people – a buyer and a seller. It is an illiquid asset – and it may be possible to buy at a price below what the property would achieve if it could be traded in an efficient, fast moving market like the stock exchange. Emotional factors also come into play. Knowing how to negotiate on property and secure ‘below market value’ properties is something you’ll soon learn with Asset Academy.
It can be leveraged
This is a posh way of saying that you can borrow money to buy it and you therefore don’t need to find the full purchase price yourself. Understanding the power of leveraging and using ‘other people’s money’ is a light bulb moment for many of our students.
It's easier to understand thaN other investment types
Lets be honest, few of us really understand other forms of investment such as stocks and shares, options, crypto and foreign currencies. Often there’s a whole bunch of complex business reasons why their price might rise or fall and to gain exposure to these markets without substantial risk we’d need to use a stockbroker or analyst. Yet we know what a house is and property is usually a safer bet then the more volatile financial markets.
Asset Academy can help you be a successful Property Investor
We are extremely proud of our track record in training so many successful full and part time property investors throughout the UK
Based on our member success stories, we are confident we are the right people – so take your first exciting step towards a new rewarding life with Asset Academy.